Stop Wage Garnishment

- Garnishments are stopped immediately by both Chapter 7 and Chapter 13.
- Chapter 7 will not discharge the underlying student loan debt, some tax debt and tax liens causing the garnishment.
- Garnishments from judgments from consumer debt are not legal in South Carolina with the following exceptions:
- You work in another state or
- You were living in another state when the judgment was acquired or moved here during the lawsuit
- Garnishments from judgments from consumer debt are not legal in South Carolina with the following exceptions:
- If the garnishment is from tax debt assessed within the last three years or a tax lien, the garnishment may resume after Chapter 7.
- A tax lien may be valued and paid in Chapter 13 plan to stop the garnishment.
- The lien will survive on the property that you own prior to the bankruptcy.