- Repossession efforts are stopped immediately by both Chapter 7 and Chapter 13.
- If your case is Chapter 7, you must be current on your payments, pay off the vehicle in full, or surrender the vehicle.
- You will not lose your car as long as your payments are current.
- If the case is Chapter 13
- It is also possible to recover a vehicle if your Chapter 13 is filed within 10 days of repossession and the vehicle has not been sold.