- Foreclosure lawsuits are stopped immediately by Chapter 13 or Chapter 7.
- However, only Chapter 13 provides a way to force the creditor to accept repayment of a past due amount.
- In Chapter 13, to stop foreclosure, you must do the following within 30 days of filing your case:
- Pay the regular mortgage and
- Pay the Chapter 13 plan payments to catch up your mortgage payments.