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Chapter 7 Bankruptcy

    To qualify for Chapter 7, your monthly income less reasonable expenses must be less than the “median income” for South Carolina. Read more about Chapter 7. Chapter 7 allows you to eliminate unsecured debt such as credit card debt, medical bills, and auto repossessions. Liens, like mortgages and car loans, are not changed by Chapter 7.  With the exception… Read More »Chapter 7 Bankruptcy

    Bankruptcy stops creditors with the automatic stay

    Automatic Stay

      The automatic stay is a very important part of bankruptcy protection that takes effect when your case is filed with the South Carolina Bankruptcy Court. The automatic stay stops all collection action. “The automatic stay is one of the fundamental debtor protections provided by the bankruptcy laws. It gives the debtor a breathing spell from… Read More »Automatic Stay